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Since Tradehill disappeared, which was really sad, I cannot find any Bitcoin exchange that let's me deposit and withdraw euros without fees, while they do for US dollars. Both Mt.Gox and Intersango have a 10-20 PLN fee that their bank charge. While Bitstamp has a 0.90 EUR fee + a EUR-USD conversion rate. Note that I'm looking for a real exchange, not for a person-to-person service like Bitmarket.eu or Bitcoin.de.
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Would a non-bank transfer work? How about getting a realoadable prepaid debit card and using that for spending / ATM use?
A reloadable debit card? A debit card for spending / ATM use can't perform it's own internet payments as far as I know. They are linked to your bank account so in se, it's just the same as doing a bank transfer. I could try some payment site and use a credit card, but credit cards always involve fees, which are avoidable with regular bank transfers. – Steven Roose – 2012-04-28T08:43:15.647
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Bitcoin Central from France which just got a payment services processor license and as you mentioned: Bitstamp from Slovenia? I would go with the regulated French exchanger.
Bitstamp has free Euro deposits and a 0.90€ fee for Euro withdrawals.
Also, according to https://www.bitstamp.net/about_us/ the company is located in UK.
Does it have no SEPA fee? – Steven Roose – 2013-01-08T09:41:02.987
I checked, it has no fee for deposits, 0.99 EUR for withdrawals. Reasonable :) – Steven Roose – 2013-01-08T09:44:22.837
by the way about bitecoin.de you have to pay some fees per transaction plus for disbursement (to transfer your BC in your personal wallet, out of their site) – JinSnow – 2015-01-24T14:35:26.347
1- http://en.bitcoin.it/wiki/Selling_bitcoins
Probably not, for now.
@stevenroose: the Intersango SEPA fee is not 10-20 PLN, it is exactly 5 PLN, which is about 1.23 EUR. Both in and out. That is not that much. Well, and if its such a problem, just open yourself and account in Bank Zachodni WBK in Poland - they your transfers between you account and Intersango will be free - both in and out. Just one trip to Poland with your passport and perhaps some paper with your address - can be foreign. The EUR account is free of monthly charges, you can also deposit and withdraw EUR from it in cash for free in branches (in Poland). – miernik – 2012-04-28T17:08:45.963
2They could simply open a bank account in a full EU country where bank transfers are free... EU law states that SEPA fees cannot be higher than national fees. Most EU countries have a law that says that national transfers have to be totally free, so SEPA has to as well. But seemingly the Polish law still allows fees for national transfers as well – Steven Roose – 2012-04-29T18:12:37.033